HAVE YOU DONE EITHER OF THESE LATELY?

[swordsman]

1. sold a house
2. gotten a new mortgage

if so, how was the experience?
need to do both asap

 

[Hammie]

got a morgage just over a year ago... its my first morgage.....

Experience so far = TRAUMATISING


Bank know more bout me than the wife does.....

 

[20VBZR]

I do both for a living, its fairly tough out there.

 

[Rob Spec C]

Trying to sell a house for the last 6 months. No joy... Pain in the arse

 

[markobucko]

dont intend on doing either of them again!!!!

 

[swampdonkey]

[quote author=20vbzr link=topic=16719.msg205242#msg205242 date=1248644780]
I do both for a living, its fairly tough out there.
[/quote]

ur a mortgage broker? do u mind if i pm u a question?

 

[20VBZR]

[quote author=swampdonkey link=topic=16719.msg205252#msg205252 date=1248649978]
[quote author=20vbzr link=topic=16719.msg205242#msg205242 date=1248644780]
I do both for a living, its fairly tough out there.
[/quote]

your a mortgage broker? do u mind if i pm u a question?
[/quote]

Fire away mate

 

[Leglover]

I'm a broker too. Getting a mortgage at the moment is very diffcult. 6 out of 10 get rejected

 

[WetPatch]

Bought a house a year and a bit ago, but its completely different climate now so not much advice i can give you.

.Although we di manage to get a tracker morgage and our repayments are peanuts at the momment/

 

[Hammie]

Applied to EBS for a second morgage a couple of months ago aswell....
Got approved for it but decided not to buy a second property at the moment......

 

[swordsman]

yes- as i thought
tough but not impossible

like a car price the house to sell it will go IMO
if 6 out of 10 are rejected - 4 out of 10 succeed!!!

 

[hiwd]

I applied to the affordable housing scheme about 8 months ago and have still not heard anything. Probably not gonna get approved seeing I'm only 21... Dunno.

Steve.

 

[20VBZR]

[quote author=swordsman link=topic=16719.msg205345#msg205345 date=1248699249]
yes- as i thought
tough but not impossible

like a car price the house to sell it will go IMO
if 6 out of 10 are rejected - 4 out of 10 succeed!!!

[/quote]

Exactly.. Houses that are priced right are moving, although trying to convince the people selling what is fair is a different story altogether...

The banks are lending.. But only to people in steady jobs with an immaculate credit history...

[quote author=hiwd link=topic=16719.msg205347#msg205347 date=1248699944]
I applied to the affordable housing scheme about 8 months ago and have still not heard anything. Probably not gonna get approved seeing I'm only 21... Dunno.

Steve.
[/quote]

Thats a long time Steve but with the economy the way it is, and the complicated way the council do business theres probly a huge backlog!

Your age shouldnt have anything to do with it, once your within the earnings bracket you should be fine

 

[forester sti]

Just for god sake, don't commit to paying over the odds for the new place untill you know what exactly you are getting for your own!
I was going mad trying to buy a deralict cottage in the middle of my village this time last year, It was a big fixer upper type place,
I was doing everything I could think to make it happen! and I was earning good money back them!
But it didn't work out, and I thank god for unanswered prayers!
I would be screwed now if I had that to pay for now!
Dan

 

[swordsman]

i will take a serious hit on the peak price to flog this place
but no matter- the other guy is deparate to sell

 

[20VBZR]

@ swordsman

if you need anything give me a shout

 

[CARLO]

Fair play to you 20vbzr