Tax for two cars???

P

Prodrive

Sunday Drivers
Lads my Subaru is off the road at the minute, well since July. I declared the car off the road officially, I bought an Opel Astra (minter bar a little dent on rear) to run around in but its just not a Subaru. I booked the NCT last night for Subaru and the date I got is for 26/11/2013, my dilemma now is I want to run both cars at the same time, Astra during the week and Impreza at the weekend. I'm fully comp on insurance for Astra so can drive other cars etc etc but can I tax the Subaru with this policy? If not is there any way out????? :dontknow:
 
Reality is they not check insurance on tax renewal form. As in live check it. Its a declaration of details.

So in insurance section just put your insurance policy number and expiry down.

Although if both in your name how are you insured on both?
 
I'm covered on fully comp insurance to drive any other car but that level of cover is then only third party.
 
[quote author=Prodrive link=topic=39444.msg450503#msg450503 date=1382092318]
I'm covered on fully comp insurance to drive any other car but that level of cover is then only third party.
[/quote]
Yeah thats right but only on any other car that is not registered in your name :oops:
 
As long as you can get away with insurance by having one of the cars registered to somebody else, you have to have the tax on both cars if you want to take any of them on the road... end of story.
 
my insurance covers 3rd party for me to drive any car, once not owned by me but the car must have a valid nct cert and tax disc, you might get the odd guard that will try to do you for non display of insurance disc tho happened to me a good while back
 
Apparently not allowed be on the road unless you're on the way to NCT centre or on the way to a garage to carry out repairs in order to pass NCT. Traffic Corp tried to take my car off me last night and said they don't want to see it on the road again until it's NCT'd.
 
Thanks lads, I've been digging around all day, even went to local Gardaí Station. One car must be in my name and the other registered to someone else to cover insurance, as you've mentioned. Bonito was lucky last night, you can drive car to NCT Centre on the day BUT you can only take the car for repairs if it fails the NCT. This is online on the tax website and I had the Guards confirm this today. I went to local tax office and they hadn't a clue, no surprises there, more fool me. Dilemma now is I want the Subaru back on the road but the wife doesn't (Astra too comfy and she doesn't drive), next question is :wtf: do I do now lol:dontknow:
 
So the bare minimum you would need to have the impreza as a second/weekend car would be valid nct and tax disc?
Impreza would have to be in wifes name etc,and yourself insured in your own car with the driving other cars clause in your policy.
When you say "registered to someone else" does it mean they only have there name on the log book,or that they have to have it insured?
 
As Colm said, legally to be on the road it has to have minimum Tax and NCT. Then the person drivin must be insured. You need to check that bit with your company. Some insurers will allow you to drive a car with your policy. Some insurers will allow you to drive a car only when it has a policy on it under someone else's name. Some insurers won't allow you to drive a family members car under your policy. You get the picture. Insurance side is inconsistent.
 
trade insurance is the only way,then you can jump in and out of as many cars as you like and be covered best have them taxed and nct`d aswell,a little more expensive but you then have proper cover and not these 3rd party extensions that when it comes to claiming they try everything in the book to get out of paying, you can get the insurance through your valeting that you do as you need cover to collect cars and drop them off as part of your job!!
 
You must log in or register to reply here.
Back
Top