Do you have fully comp insurance??
The lorry is going to claim anyway so the auld no claims will be gone anyway!
If you start to stiffen up, get yourself down to your local physio asap to loosen you up before you do yourself any damage!
seriously makes a big difference!
I would strongly recomend you do a half day trackday when you get your new car, not to go out racing but just to learn how your car reacts to different situations! 150 will get you out in mondello for a morning and you'll be far more comfortable driving your car on the roads afterwards! You can even ask for an instructor to accompany you around the track!
I hope all is ok!
Dan