Im insured on my version 4 type-r for 1590, fully comprehensive. Im 24 with 4 years no claim. But I have been with them from the start, even as a named driver, no points clean as they come, and even though it doesnt cover anything over a 1.6 i did there ignition course so that helped in the begining. But i think what helped is that I just called them and said I wanted tochange my insurance from a Starlet to the scooby..... and they said fine that,ll be 950 euro please....