I am with quinn with 2yrs ncb, and full license. I'm paying just over 1500 on my b4. Before i got the car i got my renewal for my other car (GSR) and they wanted 750 more than i paid the previous year and would only insure it as 3rd party! I had a Supra tt that i got crash repairable, fixed it up and the insurance still wasn't near the GSR! Really does depend on who you get on the phone and what kind of mood they are in at the time!