Unfortunatey if you are in a accident and are not the person at fault
you still lose out to some degree
generally a insurance comany will only give the TRADE value price of a car
However I agree that you may be able to ask for more tell them how much it will cost you to replace the car with one similar
do your research and e mail them similar cars of carzone
Also might help to go to a main dealer and get a letter stating how much it will cost to replace your vehicle with another similar one
Hope everything works out and the Wife is o.k. IS DEFINETELY THE MAIN THING
[quote author=copperhead link=topic=13259.msg163406#msg163406 date=1236009173]
lads i have a quick question about insurance
the missus wrote off her car during the week
the insurance company has come back with an offer
do we have to accecpt this offer its a bit on the low side
cheers in a advance
[/quote]