Insurance - what would u do ???Massive XS

T

Tombusa

Sunday Drivers
Saw this post :
It's great
https://isdc.ie/forum/threads/8312/


Recession biting - to the degree I thought of looking at an RS Octavia :naughty:

Insurance will be 1881 this year with AA

Would I be mad to take a 4000yoyo excess to bring it down to 896 with first ireland ?
:comp26: :comp26: :comp26:

Had a claim 4 yrs ago for panel damage done in a car park - but I had a protected (notanymore) NCB which is 11 yrs old this year

thanks

tom
 
if you pay larger premium you can reduce excess to 1000 maybe. 4 grand is mental. would you have 4 grand if you were in a bad crash to payout at short notice?
 
4000 excess! Crazy. Sure of you have to pay the first 4k on a claim the car is more than likely going to be written off anyway so a premium with that amount of excess is not worth the paper its written on in my opinion.
 
No point having insurance with a 4K excess imo... thats just rediculous... I think you'd be crazy to go for it...
 
started impreza ownership with a 4k excess , but i wouldnt do it again ,if anything happens , your screwed :cuckoo: :cuckoo:
 
I'd well stay away form that mate, thats scandolous, surely there's somewhere that can be cheaper than that. Hope something comes up for ya.
 
I'm with first ireland and have a 2 grand excess, know its high but just means i'll be more careful when drving around in the legacy
 
Alan The Wagon said:
I'd well stay away form that mate, thats scandolous, surely there's somewhere that can be cheaper than that. Hope something comes up for ya.
Click to expand...

Problem solved.

from 1892 with AIG to 1100 with AXA and NCB protection back / reduction for having bike insurance with them too.

Am point 6 on the scale so 1892 was just crazy.
Kicking myself for paying it last year
 
4k excess was something brought in by Insurance companies to get young fellas in high performance cars years ago!!!! They knew damn rightly that they would never be able to afford the excess so if they smacked the car thru their own stupidity they wouldnt try to claim off the insurance company!!!!

If you have 4k sittin in an account that you wouldnt have an issue paying out (who would ever be in the position to do this anyway) then go for it!!!!

Otherwise Id look around!!!! Im 28 and my insurance is 1100 fully comp with 300 yo yo excess!!!!!

Thats gone up since last year tho!!!! was only 650 last year!!!!
 
paying 1k with quinn tpft with 300 excess, 25 full no claims built up, tried ringing around no joy, best was first ireland with 1800 with 4k excess they can keep it
 
You must log in or register to reply here.
Back
Top