[quote author=midlandbe5 link=topic=44218.msg510680#msg510680 date=1426331127]
[quote author=garry2682 link=topic=44218.msg510666#msg510666 date=1426287942]
The most important thing about this whole situation is that these cars aren't insured correctly and if someone driving a car in this situation hits you they willn't be covered and you will have to deal with the Insurance Bureau.
[/quote]
That's incorrect, their insurance will cover you, your the third party.
It will not cover the driver of the falsely declared car
[/quote]
Im not wrong. The declaration given by the driver is incorrect when taking out their policy. The car is a 3l but taxed and insured as a 2l. This is a false declaration and the insurance policy is null and void. They will not pay out to either party and you will have to claim from the motor bureau.
Insurance companies pick up the details of the cars by their reg no. If the "engine has been changed" in a motor tax office it will come up on the system with the insurance as a 2l when it is actually in fact still a 3l. Its all down to Reg No's and information from the tax offices round the country.
Motor parts from autofactors would probably be the same. Give them the reg no of your car. If you have an M3 down as a 318ci and you go into buy a clutch the guy in the motor factor will more than likely put a clutch up for a 318 ci after he checks the reg.
[quote author=garry2682 link=topic=44218.msg510666#msg510666 date=1426287942]
The most important thing about this whole situation is that these cars aren't insured correctly and if someone driving a car in this situation hits you they willn't be covered and you will have to deal with the Insurance Bureau.
[/quote]
That's incorrect, their insurance will cover you, your the third party.
It will not cover the driver of the falsely declared car
[/quote]
Im not wrong. The declaration given by the driver is incorrect when taking out their policy. The car is a 3l but taxed and insured as a 2l. This is a false declaration and the insurance policy is null and void. They will not pay out to either party and you will have to claim from the motor bureau.
Insurance companies pick up the details of the cars by their reg no. If the "engine has been changed" in a motor tax office it will come up on the system with the insurance as a 2l when it is actually in fact still a 3l. Its all down to Reg No's and information from the tax offices round the country.
Motor parts from autofactors would probably be the same. Give them the reg no of your car. If you have an M3 down as a 318ci and you go into buy a clutch the guy in the motor factor will more than likely put a clutch up for a 318 ci after he checks the reg.
